Real money casinos are legal and safe to play in a handful of US states, including Michigan, New Jersey, Pennsylvania, and West Virginia. Players who are 21 or older and physically located in a legal state (even if they’re just visiting) can play at online casinos, which offer plenty of bonuses, heaps of great games, and reliable payment and withdrawal options.
Disclaimer: Online casinos are currently legal only in Michigan, New Jersey, Pennsylvania, and West Virginia. If you are located outside these states but in a state where sweepstakes casinos are permitted, you will see sweepstakes offers instead. Users in states where neither online casinos nor sweepstakes are allowed will encounter restrictions on the offers displayed on this page.
We’ve played at some of the best online casinos for many hours. Here are our top recommendations for specific categories; these can help you pick the best casinos for you. Most sites are very similar, but small differences can make a big impact, depending on what you look for in an online casino.
BetMGM wins the day thanks to its well-rounded offerings. The casino has an excellent welcome bonus of up to $1,025, plus plenty of promotions for existing players. The game library is expansive, covering all sorts of slots, table games, and live dealer titles. Plus, BetMGM has one of the best collections of exclusive and jackpot games of any real money gaming site. To top it off, BetMGM accepts all major and trusted payment methods.
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If withdrawing your winnings quickly is important to you, then look no further than BetRivers. The online casino has a system called RushPay, which can release withdrawal requests within minutes or seconds. There may be some exceptions, such as uniquely large withdrawals, but RushPay covers a majority of requests. BetRivers also has an extensive game library.
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FanDuel places first for casual players for a few reasons. First, it welcomes new players with a “play $1, get $100 in credit” welcome offer. That’s high value for a low upfront investment. Second, FanDuel is one of the easiest online casinos to use. Its user interface and navigation are second to none in the online casino space. Finally, FanDuel has a great selection of games that will keep all sorts of players engaged.
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Caesars Palace Online Casino has a seamless gaming experience. The games load quickly, and you can sort by category to find games that best fit your preferences and play style. Plus, playing games at Caesars Palace Online Casino will earn you Reward Credits for the Caesars Rewards program, one of the best in the business.
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Players who want variety in their casino libraries should flock to DraftKings. The site has one of the biggest game collections, including many exclusives and in-house games, such as Hart Race Hold’em, Rocket, and more. Additionally, DraftKings offers free demos of many games, so you can try them out before you stake real money on them.
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The purpose of online casino gaming for real money is to have fun and be entertained. In that way, online casinos are a lot like any other hobby: video games, fantasy football, or watching TV. But because these sites involve using your real money, there are inherent risks involved. You should know this going in, and keep the following tips in mind before, during, and after your play session at a real money online casino.
We also encourage players to review responsible gambling tools and tips before playing. And remember, it’s OK to ask for help if you need it.
While each real money online casino has a distinct sign-up process, the overall steps are similar at every platform. Follow the steps below to get started with an online casino, but bear in mind that the exact terminology and/or the order of the steps may be different from one site ot the next.
That’s all there is to it! Most sign-up processes only take a few minutes. If you run into any issues, contact online casino customer support.
Real money casinos and sweepstakes casinos carry many similarities, but their differences are what make them distinct from one another.
Real money online casinos are only available in a select few states: Delaware, Connecticut, Michigan, New Jersey, Pennsylvania, Rhode Island,and West Virginia. These sites accept players 21 or older, as long as they’re within the legal state’s borders (you can play even if you’re just visiting). You’ll need to provide an ID and other identifying information to prove your age and eligibility to play.
There’s a reason these sites are called real money online casinos. They use real money! You make deposits and withdrawals using your own money. Anything you win is yours to keep.
Sweepstakes casinos are available in more states, though the exact list of markets differs by operator. These sites feature similar games, sometimes even by the same developers as those at real money online casinos.
The big difference, however, is in the way you play. Sweepstakes casinos have two modes of play. Standard play uses a standard in-game currency, frequently called Gold Coins. These are used only for fun. You can buy more, but they have no value beyond that you can use them to enjoy games at the site.
Then there’s premium mode, which uses a premium currency typically called Sweeps or Sweepstakes Coins. These cannot be purchased. Instead, you get them as special gifts from promotions or an added bonus when you buy Gold Coins. You can play with SC and eventually redeem winnings for cash prizes and gift cards.
Variety is the spice of life and the spice of real money online casinos. Playing at an online gaming site is similar to walking a brick-and-mortar casino floor; you’ll find plenty of different games, minimum bets, jackpots, and bonuses. Before you start playing at real money online casinos, it helps to brush up on the most popular game types and their likelihood to pay out.
The word “slots” might summon a particular image in your mind. Perhaps it's a classic three-reel game with 7s and bar symbols. OR maybe it's a game themed around your favorite movie. The fact that everyone’s first thought is different speaks to the vast variety of slot games. While the visuals and themes all differ widely, so, too, do the chances of winning.
Two major factors influence how a slot plays and how likely you are to win: RTP and volatility. Keep in mind that all slots are games of chance, so there’s never a guarantee that you’ll win.
Return to player or RTP is represented as a percentage, such as 96.5%. A slot with an RTP of 96.5% tends to pay out $96.50 over time for every $100 played. This measure is over many thousands of spins. The higher the RTP, the better a slot game will tend to pay out.
Volatility is a measure of a slot’s general win frequency and size. A high volatility slot tends to pay out large wins sporadically. A low volatility slot wins more often on average, but those wins are smaller. This is a scale, so you might also find medium volatility slots with moderate payouts of modest frequency. Treat these distinctions as preferences and not hard-and-fast rules. You might prefer playing for a while and hitting a big bonus, while your friend may prefer flashy wins even if they’re smaller in size.
Blackjack has a high RTP overall, though different factors can influence it. Because there’s a strategy element to blackjack, some games have an RTP of 99% or higher with ideal play “by the book.” You’re more likely to get 95-99% at the average blackjack table, online or otherwise.
When seeking a blackjack table, look at the payouts for when you hit a blackjack. For example, 3:2 is a better payout than 6:5, so your wins may take you further at one “table” versus another.
If you see side bets at a blackjack table, you’re better off avoiding them. Their big advertised payouts are highly unlikely, and they lower your overall win percentage if you constantly funnel money into them.
There are three major roulette variants offered at online casinos: American (double zero), European (single zero), and French (single zero with a few alternate rules).
That order also represents their relative returns. American roulette has the lowest return average thanks to its two green zero slots. French Roulette, on the other end, has the highest RTP thanks to a special “En Prison” rule that can save losing bets if the green space lands twice in a row.
Baccarat’s house edge can be as low as 1.06%, which means the RTP can be as high as 98.94%. The game’s elegance stems from its simplicity. At its core, baccarat has three bets: player, banker, or tie. The dealer runs the game, and you just hope for the side you bet on to win. It’s close to 50/50, but the tie throws a wrench into the gears. Plus, baccarat games often charge a small commission on banker bets, guaranteeing the casino a cut either way.
Playing video poker with some strategic decisions (e.g. holding the right cards) can yield RTPs of 97% to 99% or more. The video poker space has all sorts of variety, which means the win chances can vary, too. Make sure you understand the mechanics of the game you’re playing to maximize your potential.
Live dealer games are the closest online equivalent to playing at a real land-based casino. When you play live dealer blackjack or roulette, you can often get odds similar to the same games at a physical property. Once again, tough, stay away from side bets, which can easily siphon money with low odds of a potential payout.
Casino games are all chance-based, but some tips can keep your experience enjoyable.
While you might be here for the fun and games (literally) real money casinos have even more to offer. An online casino bonus can amplify your gaming experience with extra rewards. You can take advantage of these offers by signing up, depositing, and playing at an online casino. Learn more about the most common types of bonuses below.
Once you’re ready to sign up for an online casino (or multiple), keep these tips in mind. We’ve played at many sites and can speak from experience.
Payment and withdrawal methods at online casinos vary by platform. However, most of the sites accept common methods, such as:
Deposits at online casinos tend to process right away, so you can jump into the action immediately. We recommend picking one or two methods and sticking with them. That’s easier than trying a new method every time. Plus, it makes withdrawals easier.
Also, note that most online casinos have a minimum deposit of $5 or $10.
Most of the methods from above are accepted for withdrawals. The only major difference is in timing. Withdrawals tend to take at least a few hours or a few days at most. This is due to each online casino’s in-house review policy. They must approve each withdrawal before sending it to your chosen method, which may have its own processing time.
You may have heard a whole host of claims about real money online casinos. Many may have been true, but chances are a large swathe of them are myths or half-truths. That’s where we come in. In this section, we’ll discuss some common assumptions about online real money casinos and tell you directly whether they’re true.
Verdict: False
The term “rigged” harkens back to days of the mafia controlling Las Vegas and fixing games in their favor. Nowadays, casinos (online or physical) offer the same level of fairness to all players.
That’s an important term: the same level of fairness. Why? Because the casino always has an edge. Even if it’s 1% on a game, that smidgen of an edge is enough to make the casino money when you bet. So, no, online casinos are not rigged. But they’re also made to make money for the operator. While you can and might win big, the more realistic outcome is a loss or breaking even.
Verdict: False
Online casinos must abide by strict legal and regulatory standards, many of which include rules governing their security practices. Our recommended sites are all legal, licensed, and make full use of security features such as multi-factor authentication, SSL encryption, and trusted payment methods.
Verdict: False
You absolutely can win at real money online casinos. Chances are you won’t, just given the way odds and house edge both work. Still, the possibility is there, and the games are fair, giving the same chance to each player.
Verdict: False
Real talk: if an online casino refused to pay out your winnings, they could be legally liable. Most state laws require online casinos to have enough money in the bank to pay out all winnings.
If you don’t get paid for winnings, you may have legal recourse.
Verdict: False
Real money online casinos go through a rigorous licensing and approval process overseen by each state’s government. These processes ensure that the sites are operating legally and treating players fairly.
Verdict: False
In fact, the opposite is more likely true. Casinos have a house edge, which gives them an advantage over players. Even if you play blackjack with perfect strategy over hundreds of hands, you’re mathematically likely to lose in the long term.
If you’re lucky enough to hit a sizable win, we recommend withdrawing most or all of it, because the more you play, the more likely you are to lose.
Verdict: Not quite
Giving your information to any online business comes with inherent risks. That’s why we can’t call this outright false. The truth is that casinos are susceptible to data leaks just like any other platform: online retailers, social media sites, banks, etc. Rest assured that casinos take diligent measures to keep your data secure.
Responsible play has many sub-elements to consider. While you are, of course, responsible for yourself, there are tools and services that can help you keep your play fun and responsible.
First, start with yourself. Employ strategies to play responsibly, such as:
Next, explore the options available at your preferred online casino. Many have tools you can use to keep yourself in check, such as:
Finally, there are plenty of services available for players who may be in need of external help. Remember, it’s always OK to reach out if you think you're in need.
Real money casinos provide a trusted and secure way to enjoy online gaming. Our team of experts has vetted each site we recommend on this page. Plus, we only recommend sites that have licenses granted by each state’s government oversight organization. Our top sites accept trustworthy payment providers and provide fair and balanced games. You can play at these sites with peace of mind.
Yes, in certain states. Connecticut, Delaware, Michigan, New Jersey, Pennsylvania, Rhode Island, and West Virginia have all legalized online casinos in some capacity. You don’t need to live in one of those states to play there. You can sign up and play as long as you’re within state borders and at least 21 years old.
Yes. Many online casinos offer real money play, which means you can withdraw your winnings. However, these sites are only available in select states. Michigan, New Jersey, Pennsylvania, and West Virginia are the four main legal online casino sites. Connecticut, Delaware, and Rhode Island have limited options.
This all comes down to player preference. Some of our top recommended online casinos are BetMGM, Caesars Palace Online Casino, FanDuel, and Draftkings.
BetRivers has the fastest payouts of any online casino thanks to its RushPay system. It can approve payouts almost immediately in the majority of cases.
Four states have legalized multiple online casinos: Michigan, New Jersey, Pennsylvania, and West Virginia. Three others—Connecticut, Delaware, and Rhode Island—also allow online casinos but limit them to one or two operators.
This is a guessing game with a lot of “ifs” involved. There have been recent pushes in New York and Illinois, but neither state has made much progress.
Determine what makes an online casino right for you. Is it the promotions? The game library? The user interface? Some combination of them? Answer those questions and find the one that ticks the right boxes. We have recommendations on this page to help.
Yes. The real money online casinos we recommend on this page are legitimate and legal.
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